Company Overview

Name: InstaFi

Sector: AI Vertical Saas / Fintech / Construction / Infrastructure

Stage: Seed

Co-Founders: Harry Kumar, Pranav Neyveli

Executive Summary

InstaFi is the end-to-end financial infrastructure for construction credit - starting with non-bank lenders that serve fix & flip, ground-up construction, and BRRR (buy, rehab, rent, refinance) real estate developers.

They serve three stakeholders:

1. Real estate developers
2. Lenders
3. Institutional loan buyers

But they focus on one primary customer: the lender.

Lenders drive borrower adoption through their local relationships and supply verified loan originations that InstaFi aggregates and sells to institutional buyers. This positions InstaFi at the center of both loan origination and capital markets liquidity.

The market problem is acute for all three stakeholders:

• Developers face slow, manual funding cycles - waiting weeks for milestone payments while juggling receipts, photos, inspections, transfers, and checks. Without real-time lender visibility, they lose money, time, and the ability to scale.
• Lenders lack tools to track loan proceeds in real time, relying on manual inspections, paper records, and outdated spreadsheets - exposing them to fraud, cost overruns, and delays. These gaps slow draw approvals, limit transparency, and block access to institutional liquidity.