Technology, Distribution, Data

Our core focus is technology, distribution, and data. This enables strong leverage for us to dominate this market and eventually have better pricing power.

Technology

We automate the entire lifecycle using AI agents and by digitizing the transaction through our banking & card rails.

Distribution

InstaFi’s integrated approach creates the single source of truth for all transaction data while building distribution channels that accelerate adoption and strengthen our network effects.

Data

By tracking every single dollar of spend, we can quantify more than just capital efficiency or reduce fraud - we can price the risk of loans at a mark-to-market basis. In doing so, it makes this credit market more efficient and brings about larger capital flow.

The data benefits all stakeholders, mutually reinforcing the continuous use of the platform.

With better data InstaFi will eliminate costly intermediaries - directly connecting Wall Street capital to local originators with precision risk pricing impossible elsewhere.